For senior executives in lending, funding, risk management, treasury, administration. Keynote speeches and panel discussions covering the on pan-European issues, topics and trends. Each day's sessions are designed to follow the natural progress of the mortgage value chain from origination and distribution to underwriting, risk management and administration to funding, including covered bonds, emerging frameworks for structured covered bonds and mortgage-backed securities.
For senior executives in business development, investment banking, mergers and acquisitions, sales and marketing. Two- to three-hour panel sessions that cover all aspects of major European markets including:
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Michael Zlotnik
managing director, financial institutions ratingsStandard & Poor's 
Michael is Managing Director in Standard & Poor's Ratings Group, based in Frankfurt (Germany). He is Head of Standard & Poor's European Financial Institutions Team. In his role, he is also coordinating Standard & Poor's rating analysis of covered bonds in Europe. Michael joined Standard & Poor's in 1993. Before, he held several analytical positions, the latest as a senior equity analyst at Bank in Liechtenstein in Frankfurt from 1990-1993. Michael holds a degree in business management, specialising in banking from Berufsakademie Stuttgart (Diplom-Betriebswirt (BA)
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