| TAMARA ADLER, Managing Director, Head of Debt Capital Markets, Structured Finance, JP Morgan Chase & Co.
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| TORSTEN ALTHAUS, Director, Standard & Poor's (Frankfurt)
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| IAIN BARBOUR, Global Head of Structure Finance Research, Commerzbank Securities
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| CARMEN BARRENECHEA, Co-Director, Titulización de Activos, SGFT
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| ALEXANDER BATCHVAROV, Managing Director, Head of International Structured Finance Research, Merrill Lynch
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| DAN BRENNEMAN, Vice President / Account Executive, ALLTEL Mortgage Solutions
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| ALFONSO CARO, Secretary General, Asociación Hipotecaria Española / Spanish Mortgage Association
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| SEAN CLIFFORD, Chief Operating Officer and Senior Vice President, Countrywide International Consulting Services
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| ADRIAN COLES, Director General, Building Societies Association, and Secretary General, International Union for Housing Finance,
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| SIMON COLLINGRIDGE, Director, Standard & Poor's
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| MICHAEL COOGAN, Director General, Council of Mortgage Lenders
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| FERNANDO CUESTA, Funding Department, Capital Markets, CAJA Madrid
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| BRUNO DE GASPERIS, Head of Credit and International Department, Associazione Bancaria Italiana
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| JESÚS DEL PINO DURAN, in charge of mortgages to developers, BBVA
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| CLARENCE DIXON, Executive Vice President, Marketing & Customer Relations, Aareal Hypotheken-Management
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| RIK DOUWES, Chief Executive Officer, STATER International Mortgage Services
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| RICHARD DOWNER, Managing Director, Principal & Asset-backed Finance, Bear Stearns International
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| HANS-JOACHIM (ACHIM) DÜBEL, Real Estate Finance Specialist
|
| THIERRY DUFOUR, Chief Financial Officer, Crédit Foncier de France
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| PHILIPPE DUMEL, Director of Servicing, UCB - Union de Crédit pour le Bâtiment
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| ESTHER DYSON, Chairman, EDVenture Holdings
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| MARTIN FINEGOLD, Chairman, Trigold and CEO, IFonline Group
|
| TORBEN GARNE, Director, Danish Ministry of Economic and Business Affairs
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| MATT GILMOUR, Associate Director, European Structured Finance, FitchRatings
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| TORBEN GJEDE, Director General, Realkreditrådet / Association of Danish Mortgage Banks
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| HARRY GROENEVELD, CEO, Quion
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| DR. LOUIS HAGEN, Hauptgeschäftsführer / General Manager, Verband deutscher Hypothekenbanken / Association of German Mortgage Banks
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| STEVE HAGGERTY, Managing Director, Homeloan Management Limited
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| JUDITH HARDT, Secretary General, European Mortgage Federation
|
| FRANCISCO HERNANGÓMEZ, Chief of Statistics and Analysis, Confederación Española de Cajas de Ahorros
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| FELIX HEY, Senior Vice President, Director of Securitisation, HVB Real Estate
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| SØREN HOLM, Executive Vice President, Nykredit
|
| MICHAEL HYMAN, Business Development Director, EDS Credit Services
|
| JÉRÔME JACQUES, Director, SG European Securitisation Group, Société Générale
|
| STUART JENNINGS, Director, European Structured Finance, FitchRatings
|
| ERIC KLESTA, Director, International Corporate Development and Servicing, UCI - Unión de Créditos Inmobiliarios
|
| ERIC KLOPFER, Vice President, Legal and Regulatory Issues, GE Mortgage Insurance International
|
| THOMAS KRETSCHMAR, CEO, Hypoport Group, The Mortgage Integrator
|
| PATRIZIA LANDO, Senior Director, European Structured Finance, FitchRatings
|
| MICHAEL LEA, President, Countrywide International Consulting Services
|
| MARTIN LEVINE, Senior Managing Director, Shorebank Advisory Services
|
| JOHANNES LUEF, Chief Executive Officer, Værdipapircentralen A/S (VP Securities Services)
|
| KATE MAIN, Senior Policy Adviser, Council of Mortgage Lenders
|
| JOHN MALTBY, Chief Executive, Kensington Group plc
|
| LUIS MIRALLES, Chief Executive Officer, Ahorro y Titulización
|
| TONI MOSS, Founding Partner, EurocCatalyst BV
|
| TONY MUSACCHIO, Director, International Development, United Guaranty Corporation
|
| KAREN NAYLOR, Managing Director, Structured Finance Ratings, Standard & Poor's
|
| EIMER O'ROURKE, Secretary, Irish Mortgage & Savings Association |
| KLAUS-FRIEDRICH OTTO, Editor in Chief, Der Langfristige Kredit
|
| ROBERTO PACIOTTI, Associate Director, Standard & Poor's
|
| LARA PATRIGNANI, Associate Director, European Structured Finance, FitchRatings
|
| FRIEDRICH PIASKOWSKI, Member of the Board, DG Hyp: Deutsche Genossenschafts-Hypothekenbank AG
|
| ANDREW POPLE, Managing Director, Retail Banking, Abbey National plc
|
| TONY PORTER, Chief Operating Officer & Executive Managing Director, PMI Mortgage Company Ltd.
|
| ANNICK POULAIN, Senior Vice President, Structured Finance Group, Moody's France S.A.
|
| SCOTT RANKIN, Executive Director, European Securitisation Forum
|
| TAMMY RICHARDSON, Vice President - European Business Development, GE Mortgage Insurance
|
| BARBARA RIDPATH, Managing Director and Chief Criteria Officer, Europe, Standard & Poor's
|
| RON ROARK, Chairman & Chief Executive, Crown NorthCorp, Ltd (Europe);
Chairman, Crown NorthCorp, Inc. (USA)
|
| CHRISTOPHER RODRIGUES, Group Chief Executive, Bradford & Bingley
|
| WILLIAM ROSS, Director, Head of ABS Research, ABN AMRO
|
| SANTIAGO RUIZ-MORALES, Head of Securitisation, Iberian Peninsula, Crédit Agricole Indosuez
|
| KAREL SCHIFFER, President, Waarborgfonds Eigen Woningen / Foundation Guarantee Fund for Homeownership
|
| MIRKO SIEPMANN, Consultant
|
| ALEXANDRA SLEATOR, Senior Vice President, Coordinator for European Covered Bond Ratings, Moody's Investors Service
|
| BAS SNIJDERS, Director of Funding, SNS Bank
|
| JUAN PABLO SORIANO, Managing Director, Moody's Investors Service España
|
| JEFFREY SPENCER, Vice President, Fixed Income Research, Merrill Lynch International
|
| JEAN-LUC SPETZ, Managing Director, Eurohypo S.A. Luxembourg - Europäische Hypothekenbank S.A. Luxembourg
|
| IAN G. STEWART, Head of Mortgage Marketing and Securitisation, Halifax plc
|
| JOHN SUTHERLAND, Divisional Director, Nationwide Building Society
|
| JOSÉ RAMÓN TORÁ, Director, Structured Finance Group, Standard & Poor's (Madrid)
|
| PHILIPPE TAPERNOUX, Director, European Securitisation, UBS Warburg
|
| ROBERT VAN DEN BERG, Director, GMAC RFC Nederland BV
|
| JEROEN VAN HESSEN, Head of Structured Finance, NIB Capital Bank N.V.
|
| HAN VAN WIJK, Chief Executive Officer, Wagner & Partners BV
|
| FERNANDO VARGAS, Banco de España
|
| ARJAN VERBEEK, Vice President, Structured Finance Group, Moody's Investors Service
|
| VOLKER WAGNER, Member of the Board, EDS Germany
|
| CLIVE WOOD, Head of Banking & Mortgages, HSBC Bank plc
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